Rewards & Benefits
Credit Card
Spend smart, earn more — credit cards tailored for you
A credit card gives you the power to buy now and pay later, with added perks like cashback, reward points, travel miles, and zero-cost EMIs. Lending Hub helps you compare and apply for the right credit card that matches your spending habits and lifestyle.
Key Features
Cashback on every transaction
Reward points redeemable for vouchers, flights & more
Zero-cost EMI on major purchases
Complimentary airport lounge access (premium cards)
Fuel surcharge waiver at petrol pumps
International acceptance across 150+ countries
Contactless tap-to-pay technology
Eligibility Criteria
- Age: 21–65 years
- Minimum monthly income ₹15,000 (salaried) or ₹2 lakh p.a. (self-employed)
- Credit score of 700 or above preferred
- Indian resident with valid KYC documents
- Stable employment or business history of at least 1 year
Documents Required
✓PAN Card
✓Aadhaar Card / Passport / Voter ID (address proof)
✓Latest 3 months' salary slips or ITR for self-employed
✓Last 3 months' bank statements
✓Passport-size photograph
Ready to proceed?
Get a free callback from a Lending Hub advisor.
Apply NowCheck EligibilitySubmission does not guarantee approval. Actual eligibility determined by lender/insurer.